VB Structuren

Navigation

Find the right page

Use ordinary words or choose a topic. Search stays on your device.

Choose a topic or type your question.

VBSTRUCTUREN.NLRUEstate Control Check
Menu

Family Fund & Family Governance

Family fund and family governance

Does the family need pooled capital — or rules without a fund first?

Product06of 09

When this becomes a problem

A family fund may be a tool, but it is not the starting point

The family first decides why capital should remain pooled, who makes decisions and how a participant may leave. Direct ownership, shared rules, a contractual fund and company routes are compared only after those needs are clear.

Shared capital

The legal form follows the family purpose, not the other way around.

First decide why capital remains pooled, who decides and how a participant may leave. Then compare forms.

Working family rules
  1. 01Purpose

    Why capital stays together

  2. 02Governance

    Who decides and how

  3. 03Exit

    What changes over time

How a substantive answer is prepared

From the client’s question to a conclusion owned by a professional.

The portal and open material help frame the question. An individual conclusion appears only after a separate review.

  1. 01
    Facts

    We reconstruct the event, countries, people’s roles, assets, documents and assumptions.

  2. 02
    Professional materials

    Only material needed for the particular question is consulted through the protected internal process.

  3. 03
    Current rules

    Key propositions are checked against current law, official guidance and the applicable procedure.

  4. 04
    Professional answer

    A professional formulates the conclusion independently, states its limits and approves it in their own name.

The client receives our explanation and accountable professional conclusion—not access to an internal library or another publisher’s material.

What can go wrong

  • paper-gift interest is unpaid or circularly financed by the child;
  • the donor lacks multi-year liquidity;
  • a private deed is assumed to survive death without execution;
  • property is transferred without a transfer-tax model;

Expected outcome

The work has two stages. Family Capital Decision first tests the lifetime reserve, purpose, assets, people and alternatives to a fund. Only then does Family Fund Implementation & Governance design the selected fund, banking, tax reporting, participation transfers and annual operation.

The intended outcome and the sequence of work are set out below.

  1. Family Capital Decision Report, including a possible no-fund conclusion
  2. asset-suitability and rights-allocation matrix
  3. distribution, tax-liquidity, exit and death scenarios
  4. Family Fund Operating File and annual governance calendar after implementation

Preparation for the selected service

From a clear example to prepared inputs, a scenario and a discussion.

  1. 01Start with an example

    Plain-language insight with a real-life example: Does the family need a fund or shared rules first

  2. 02Read the detailed explanation

    Connected chapter of the full guide

  3. 03Prepare the inputs

    Family capital decision canvas

  4. 04Save or discuss

    Personal space for the result, note or question

What the client prepares

  • which capital is genuinely surplus after the lifetime reserve
  • why capital should remain pooled and which assets stay outside
  • who receives benefit, information, decision rights and authority to execute
  • how tax, distributions, exit, conflict and termination are funded

Titles and dates of existing documents are enough at first. Do not upload passports, statements or confidential files.

What VB Structuren does

  • connects the facts, objectives and constraints in one decision model
  • tests the assumptions, applicable rules and practical workability of the selected route
  • prepares client-specific outputs and coordinates the agreed implementation

VB Structuren’s responsibility attaches to the separately agreed scope and the professional conclusion after review—not to an automated tool result.

Where specialists join

A legal adviser confirms the form and a tax adviser confirms classification under the rules applying since 1 January 2025; the bank confirms the account, custody and compliance path. The notary prepares only instruments that require notarial form. VB connects family decisions with implementation and annual control.

Documents and outputs

01

Transfer Capacity Statement

Amount transferable without making parents vulnerable

Formal owner: VB / financial planner
02

Notarial paper-gift deed

Creates the debt intended to survive the donor's death

Formal owner: Civil-law notary; donor appears personally
03

Gift agreement / family loan

Transfer, repayment, security and exclusion terms

Formal owner: Lawyer / notary where required
04

Annual evidence record

Interest, tax return, savings-and-investments tax treatment and balance evidence

Formal owner: S.A.L.T. + client

Timing, price and scope

01

Timing

Stages and target dates are agreed after the initial facts, document completeness and required specialist availability have been checked.

02

Price

The fee is stated before paid work begins in the separate product order, as a fixed fee or agreed stages. The free portal and acceptance of its terms do not themselves create a paid order.

03

What increases the scope

  • several participant classes and different rights
  • real estate or a business in the pooled capital
  • banking, notarial and tax requirements

Next personal contact

After the Estate Control Check, formalise a clear engagement route

The master agreement records the general terms of collaboration once. Each paid service or materially new phase then has its own order recording the output, boundaries, timing, fee and responsible parties. KYC begins after that order is accepted.