Where to start · four life situations
What has changed — or may happen — in your family and capital?
Do not choose a document or service in the abstract. Find the situation that resembles yours, understand the main dependency, test it against your circumstances and only then move to the relevant service.
Each route has three steps: a clear example, one checklist or calculation and an explanation of the working outcome that is actually needed.
01 · Services 02–04
Family, ownership and authority
Useful when the family composition is changing, children come from different relationships, assets may be personal or shared, or the will and powers of attorney have not been tested together.
What should become clearYou will see who owns what, which outcome currently applies and who can act during absence, incapacity or death.
If you could not make decisions for a period, who could protect the family and act?
- 01Understand
Why a will is not the whole plan
A short story shows how ownership, contractual beneficiaries and authority can produce different outcomes.
Read the explanation → - 02Check
Map ownership before succession
Separate the family's understanding of an asset from legal title, debt, claims and the evidence that supports them.
Open the checklist → - 03Choose
Compare three connected routes
Ownership review, family continuity and incapacity control solve different parts of the same situation.
Compare services 02–04 →
02 · Services 05–06
Capital transfer and family rules
Useful when considering a gift, family loan, pooled capital, a family fund or rules for how children participate in control and income.
What should become clearYou will see the boundary of the personal reserve, the available transfer routes and whether the family needs pooled capital or shared rules first.
How can you support the next generation without putting your own reserve or family relationships at risk?
- 01Understand
Start with the personal reserve
A family example explains why transfer capacity depends on timing, income, obligations and access to cash — not assets alone.
Read the example → - 02Calculate
Compare a base and stress case
The model provides a discussion range and keeps confirmed amounts separate from assumptions.
Open the calculator → - 03Choose
Giving plan or family fund
Choose between an individual transfer route and long-term rules for pooled ownership and governance.
Compare services 05–06 →
03 · Service 07
Founder, business and succession
Useful for a Dutch owner-director when the successor is not settled, children participate differently, or value, voting and management should not transfer together.
What should become clearYou will separate four questions: who works, who votes, who receives value and where family liquidity comes from.
If you were away from the company for thirty days, who would preserve management, voting power, cash flow and family stability?
- 01Understand
Test the founder's empty chair
A practical scenario shows why director authority, shareholder voting and family income are not substitutes for one another.
Read the scenario → - 02Check
Map succession by role
The matrix separates management, ownership, family liquidity and the timing of a possible transfer.
Open the matrix → - 03Choose
Build the business succession plan
The service connects the family decision to company documents, valuation and separate tax validation.
Review service 07 →
04 · Services 08–09
Property, countries and foreign structures
Useful when the family, property, companies, accounts, wills, a trust or a foundation connect more than one country.
What should become clearYou will replace an abstract international issue with specific links between asset, owner, user, document, country and execution procedure.
Which country, institution and procedure will determine the practical result for each asset?
- 01Understand
One family, several legal systems
The example shows why residence, asset location and document jurisdiction answer different questions.
Read the explanation → - 02Check
Map countries and procedures
Without account numbers or exact addresses, record asset types, roles, known documents and local advisers.
Open the map → - 03Choose
Separate property from a special structure
A cross-border estate and a foreign trust or foundation require different questions and different specialists.
Compare services 08–09 →
The same logic in every route
Understand → check → choose → save or discuss
- 01Clear example
What happens in practice and why it matters.
- 02One tool
Only the checklist or calculation whose context is already clear.
- 03Result
What is now known, which assumptions remain and which service fits.
- 04Your decision
Continue privately, save the result or share it with a professional.
Guided calculation routes
A calculator appears only after the explanation and preparation of the inputs
Lifetime transfer capacity
How much can be discussed without making the transferor's future vulnerable?
- ExplanationFirst: the insight on personal reserve
- ScenarioThen: three transfer scenarios
- ValidationValidate: Lifetime Giving Plan
Liquidity gap by timing
Who can access funds in the first 72 hours, after 30 days and later?
Children's claims and survivor liquidity
What changes after the first death and a possible early repayment?
Box 3 or a BV for investment capital
What changes if investment capital remains personal or is held inside a BV?
Property personally or through a BV
How do you compare one property using the same horizon, cash flow and family scenario?
Family loan, gift or a combination
How do the debt, recipient payments and permanently transferred value change?
- ExplanationFirst: the insight on personal reserve
- PreparationPrepare: establish a defensible transfer range
- ScenarioThen: three family-financing routes
- ValidationValidate: Lifetime Giving Plan
Liquidity before a dividend distribution
What remains in the company after the distribution in a base and stress case?
When no single route is obvious
Does the question cross several routes? Start with the overall check.
The Estate Control Check connects family, ownership, authority, business, liquidity and countries. The portal is needed only when you want to save a result, ask a question or share it with VB Structuren.