Lifetime transfer planner

Outcome

An agenda for comparing a gift, loan, paper gift, phased transfer or a decision not to transfer yet.

Format: checklist. Complete it on the page or print it. Answers are not sent to VB Structuren.

Working version

Complete without personal details

Use the separate scenario calculator for rounded amounts. This tool tests the completeness of the decision and future workflow.

Local only: your selections exist only in this page's memory and disappear when it is refreshed.

Discussed0 of 12not a score or legal status

01Purpose and recipient

A transfer should solve a specific problem.

the purpose and expected outcome are statedeach recipient’s readiness is considered separatelyfairness between family members has been discussed

02Personal resilience

The transferor’s reserve comes first.

the personal reserve is separated from the amount under discussionbase, stress and delayed-access scenarios are testedfuture payments, expenses and obligations are included

03Route and document

A gift is only one option.

cash gift, asset transfer, family loan and paper gift are comparedtitle, valuation and control are referred for reviewthe document form and adviser owner are identified

04Annual process

Some decisions continue for decades.

a calendar covers payments, filings and evidencemissed actions are not assumed to be automatically curablean annual review and out-of-cycle review triggers are set

What a mark means

Only that the question has been noticed or discussed. ‘No explicit gap identified from the answers’ does not mean that a document, authority or procedure has been confirmed.

Connect it to the system

A working map identifies the question. Review confirms the facts and route.

Read the chapter context first. If the decision affects the family, documents or a material asset, move the question into the relevant service route.