Post-event liquidity gap calculator

Outcome

Three time horizons showing a surplus or deficit based on the rounded amounts entered.

Format: calculator. Complete it on the page or print it. Answers are not sent to VB Structuren.

Local timing model

When money is available — and when it is needed

Enter eight rounded amounts. A blank field means ‘unknown’, not zero, so results appear only after the full model has been completed.

Privacy: the figures exist only in this page's memory and disappear when it is refreshed.

Available

By the time lawful access becomes available

In the first 72 hoursOnly funds an authorised person can access and use lawfully.Additional funds within 30 daysDo not repeat the first-72-hour amount.Additional funds available laterAfter an external procedure, sale or other confirmation.

Needed

By the time the obligation falls due

Urgent costs in the first 72 hoursFamily, housing, payroll and other essential payments.Additional family costs within 30 daysOnly amounts above the first-72-hour needs.Business and obligations within 30 daysPayroll, suppliers, finance and critical operating costs.Procedure and implementation bufferValuation, translation, civil-law notary and other costs — excluding a tax calculation.Later obligationsKnown debts, equalisation and other later needs.

Connect it to the system

A working map identifies the question. Review confirms the facts and route.

Read the chapter context first. If the decision affects the family, documents or a material asset, move the question into the relevant service route.