72 hours · 30 days · later
Post-event liquidity gap calculator
Compare when funds become available to the right person with when family, business and implementation obligations fall due.
Before calculating · 6 minutes
Confirm lawful access before calculating liquidity
The article explains the chain from a document and authority to the bank, a Dutch private limited company or another institution that must recognise it.
One system
Documents should lead to one understandable outcome.
Reconstruct the facts first. Compare documents and authority next. Only then set the order of action.
- 01Facts
People, assets and countries
- 02Rules
Documents and authority
- 03Action
Owners and timing
Local timing model
When money is available — and when it is needed
Enter eight rounded amounts. A blank field means ‘unknown’, not zero, so results appear only after the full model has been completed.
Privacy: the figures exist only in this page's memory and disappear when it is refreshed.
Available
By the time lawful access becomes available
Needed
By the time the obligation falls due
After calculating
How to use the result
Three steps to turn the number into a clear question rather than treating it as ready-made advice.
- 01
Enter only funds that an authorised person can actually use by the relevant deadline.
- 02
Each later horizon includes the earlier ones. Day-30 and later figures are additional: do not repeat funds or costs already included in the first 72 hours.
- 03
Find the earliest deficit or zero buffer. Record the funding source, responsible person, required document and date for checking access.
A positive balance is only an arithmetic buffer under the inputs. It does not confirm authority, bank access, tax or family and business solvency.
Open the full explanation →Outcome after completion
Three time horizons showing a surplus or deficit based on the rounded amounts entered.
Format: calculator. Inputs and results remain in this page's memory. They reach your personal space or VB Structuren only when you choose the relevant save or question button.
Next step
The result exposes a dependency to validate before making a decision.
Read the assumptions and the weakest scenario as carefully as the headline result. If the conclusion affects the family, authority, a material asset or the company, save the result with its inputs and discuss it through the relevant service.